The Search for the Right App
There are so many budgeting apps out there — Mint, YNAB, personal finance apps... I tried quite a few.
But what I wanted was simple: I just needed to know when and how much was automatically coming out of my account each month.
What Didn't Work for Me
Full-Featured Finance Apps
Great apps, but overwhelming for my needs. Asset tracking, investment monitoring, loan comparisons... I just wanted to see my subscriptions.
Traditional Budget Apps
Good for tracking spending, but required manual entry for everything. I'd always forget to log expenses after a week.
Spreadsheets
I tried managing things in Excel and Notion. No reminders though, so I'd still forget payment due dates.
What I Like About Payment Calendar
1. Focused Purpose
It does one thing well: tracking recurring payments. No bloat, no distractions.
2. Calendar View
Seeing everything on a calendar is intuitive. I can instantly see what's due on any given day.
3. Reminders
Getting notified before due dates has saved me from insufficient funds situations multiple times.
4. Groups
I can separate personal and family expenses. I even track my parents' phone bills in a separate group.
Who Should Use This
- People who want to manage subscriptions only, not full budgeting
- Those who gave up on budget apps because manual entry was too tedious
- Anyone tired of being surprised by credit card charges
- Anyone looking to identify and cut unused subscriptions
Bottom Line
There's no perfect app for everyone. But if you want a clean, simple way to track recurring payments, Payment Calendar is worth a try. It's free — so there's nothing to lose.